Explain this one to me...

[i_calql8]

Just got out of the meeting to try to get #1 son into residential care due to his medical needs. This is the second place we've gone to, to try to get help with room and board expenses. It took 10 minutes to hear the same old song: "We only cater to families with ACCHS (a health care insurance given to the financially challenged)--you have private insurance, so we can't help you."

Our private insurance, through the schools where we teach, only covers one month of residential treatment. #1 son needs 20 months, until he turns 18.

Two questions arise--
1) Why are we being penalized for having a good enough job that handles our insurance?
2) What the hell are we paying for if we can't get decent enough help?

Arizona--the last place you want to be if you're a kid in a middle-class family who has a medical condition needing residential care.

Comments

[lovellama.livejournal.com]

Can you drop your current health plan and get this ACCHS?

[i-calql8.livejournal.com]

No, this inusrance plan is for the financially challenged who can't get health insurance themselves or through their jobs. I would have to drop my current job to qualify for it. :(

[mistressjennfer.livejournal.com]

I feel your pain. I pay an insane amount of money a month into an insurance plan that only covers a percentage of all the tests I've had in the last month because they don't cover diagnostic work 100%, only preventative. How does that make sense? I'm about to get billed for about $2k for tests to be told they can't really find anything yet. It's not just Arizona.

I hate U.S. healthcare.